Gail Gilman, Family Life Consultant, M.Ed., C.F.C.S. and Professor Emeritus – University of Minnesota Tomatoes have long been enjoyed for their flavor and versatility.

Dear Savvy Senior, Last year I received a “notice of change” letter from my Medicare provider. Should I expect another one this year, and what should I do with it? --Medicare Rookie Dear Rookie, The letter you’re asking about is actually referred to as the Annual Notice of Change (or ANOC), which is a letter you receive from your Medicare Advantage or Medicare Part D prescription drug plan in late September. (People with only a Medigap plan don’t receive these because Medigap plans do not have benefit changes from year to year). So yes, you should expect to receive another letter next month.